Is the auto-insurance claim information shared if I switch the insurance company?

Hi!



I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y?



Thanks!Is the auto-insurance claim information shared if I switch the insurance company?Most of the time, yes they will find those prior claims.

Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.

Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.



Because your rate went up due to the claims, it's not a bad idea to shop around, just make sure they are rating you with knowledge of those prior claims.



Try this site, if you want to find your best or cheapest auto insurance just in few minutes,



http://best-auto-insurance-usa.info/



Best Wishes,Is the auto-insurance claim information shared if I switch the insurance company?Marty has it right; here's some info from an unbiased source. About 95 percent of insureres belong to this group, so your chances of fibbing on the application aren't good.



http://oci.wi.gov/pub_list/pi-207.htmIs the auto-insurance claim information shared if I switch the insurance company?Yes, property insurance claims are kept in a central database, and there is a report similar to a credit report called a CLUE report. Any insurer can pull a CLUE report on you and see your claims history.